If you’re here, chances are you’re serious about getting funding — and you already know that an SBA loan isn’t approved on hope or enthusiasm. It’s approved on clarity, structure, and numbers that make sense. That’s exactly what I help you build.
I’ve spent more than a decade writing SBA-ready business plans for startups, acquisitions, franchise buyers, and growing companies across the country. I don’t just write plans that look good — I write plans that lenders trust, underwriters respect, and loan officers can confidently push through the approval process.
When I create an SBA business plan, I build it to answer one question:
“Does this business make sense to fund?”
What I Do Differently With SBA Business Plans
Most people think an SBA business plan is just a document.
I treat it like a financing tool.
When I write your plan, I focus on:
- Clear use of funds
- Realistic revenue projections
- Cash flow that supports debt service
- Owner experience that builds lender confidence
- Market analysis that proves demand
- Risk analysis that shows maturity, not fear
I write every SBA business plan from the lender’s point of view, not just the entrepreneur’s.
Types of SBA Business Plans I Write
I structure my SBA plans based on how you’re actually using the loan, not just which form the bank checks off.
Here are the main SBA business plan categories I specialize in:
SBA Loan Program Types
- SBA 7(a) Business Plans
- SBA 504 Business Plans
- SBA Microloan Business Plans
- SBA Express & Export Express Business Plans
- SBA CAPLines Business Plans
- Export Working Capital & International Trade Loan Plans
High-Intent SBA Use Cases
- SBA Business Acquisition Plans – buying an existing business
- SBA Startup Business Plans – launching a new company
- SBA Working Capital Plans – funding operations and growth
- SBA Equipment Purchase Plans – financing machinery, vehicles, or technology
- SBA Commercial Real Estate Plans – owner-occupied property
- SBA Debt Refinance Plans – restructuring existing obligations
Each of these requires a different financial narrative, and I tailor your plan to match exactly what your lender will be underwriting.
Who I Help With SBA Business Plans
I work with:
- First-time entrepreneurs
- Experienced business owners expanding
- Franchise buyers
- Investors purchasing operating companies
- Contractors, tradespeople, and service businesses
- Manufacturers and distributors
- Healthcare, restaurant, logistics, and professional services firms
Whether you’re borrowing $50,000 or $5 million, the fundamentals stay the same — the story just needs to scale.
What You Get When I Write Your SBA Business Plan
When I take on your SBA project, you’re not getting a template.
You’re getting a custom financing blueprint that includes:
- Executive summary written for lenders
- Company and management profile that builds credibility
- Market and competitive analysis
- Loan use-of-funds breakdown
- 3–5 year financial projections
- Cash flow and debt service coverage analysis
- Exit and contingency planning
Most of my SBA business plans fall between $500 and $1,500, depending on complexity, with advanced acquisitions and multi-entity structures priced accordingly.
Why SBA Business Plans Matter So Much
The SBA doesn’t fund businesses.
Banks do.
And banks are conservative by design.
Your business plan is often the difference between:
- “This looks interesting…”
and - “Let’s move this to underwriting.”
My job is to help you cross that line.
Let’s Build Your SBA Business Plan the Right Way
If you’re applying for an SBA loan, don’t gamble on a generic plan or a rushed document. This is your funding moment — and it deserves to be done right.
If you’re serious about securing financing,
I’m serious about building the plan that gets you there.
Reach out today, and let’s start building your SBA business plan.
TheBusinessPlanningGuru.com 